First National Bank of Winnsboro

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Online & Mobile Banking

Elevating your banking experience.

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Lending Solutions

Our experienced lending team is in your corner.

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127 Years of Community Banking

Your financial partner for life!


First National Bank of Winnsboro wants to send a big "Thank You" to all of our customers... you are important to us!  We have proudly served generations of families since 1893 and look forward to the years ahead.

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Personal Checking

Our checking accounts are built to fit your needs.

Choose from accounts loaded with benefits, a special account for seniors, basic checking, or interest-bearing.

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CDs & IRAs

Low-risk investment options for building your nest egg.


Put your savings where it can earn a higher and guaranteed interest rate.

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Competitive rates.

Experienced team.

Local decisions.

Offering a variety of consumer and business loan options and experienced lenders to help you along the way.