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Rates

We are pleased to offer a variety of time deposits to fit your needs. Please contact us at 903-342-5275 for the most current rates*, or for jumbo CD rates.  *(All rates are shown as annual percentage yield. A penalty may be assessed for early withdrawal. Fees may reduce earnings.)

TERM APY RATE MINIMUM
CD RATES    

 

1 MO 0.25 0.25 2,500
3 MO 0.50 0.50 2,500
6 MO 0.65 0.65 2,500
12 MO 1.00 1.00 1,000
18 MO (with 1 Bump) 1.10 1.09 25,000
24 MO 1.15 1.14 1,000
30 MO (with 2 Bumps) 1.25 1.24 25,000
36 MO 1.30 1.29 1,000
48 MO 1.35 1.34 1,000
60 MO 1.65 1.64 1,000

 

     

IRA RATES

     
12 MO FIX 1.00 1.00 100
12 MO VAR 1.00 1.00 100
24 MO FIX 1.15 1.14 100
36 MO FIX 1.30 1.29 100
48 MO FIX 1.50 1.49 100
60 MO FIX 1.65 1.64 100

ROTH IRA RATES

     
12 MO FIX 1.00 1.00 100

60 MO FIX

1.65 1.64 100

60 MO VAR

1.65 1.64 100

 

     
CHECKING/SAVINGS RATES
MONEY MARKET 0.10 0.10 0 - 2,499.99
  0.10 0.10 2,500 - 24,999.99
  0.15 0.15 25,000 - 74,999.99
  0.20 0.20  75,000 - 149,999.99
  0.50 0.50 150,000 & above
NOW CHECKING 0.10 0.10 1,000
REGULAR SAVINGS 0.10 0.10 100

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