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Busy life? On the go? Our mobile banking product was designed just for Your bank accounts will be at your fingertips wherever you go. Set up is easy as 1-2-3! Initially you will just login or register to the online access on the home page. Select the "User Services" tab at the top, click on "Mobile Enrollment", & follow the simple steps for enrollment. Banking has never been easier for those on the go!

This automated banking service will keep you updated with your accounts any time of day or night. Please call (903) 342-3777 or (800) 256-6639 .

Did you know that your bank statements are also available on a handy CD-ROM? Order a whole year's worth of statements or just 1 month on a single CD – you choose the time period. This product will help you get organized, reduce paper clutter, and even make it convenient at tax time.

Can you easily find your car titles, deeds, birth certificates, passports, etc.? Keep your important papers and other valuables in one of our safe deposit boxes located at the main bank in Winnsboro. Rent varies from $20 to $85 a year, depending on the size of box you select. A small price for peace of mind.

Think GREEN ! Switch to online statements and help eliminate paper waste.
Sign up for E-statements today!

You may apply for overdraft services on your consumer checking account after your account has been open for 30 days. Overdrafts up to $500 will normally be paid as non-contractual courtesy with approval. The overdraft balance will include overdraft item fees of $30 per item plus a daily overdraft charge of 18% per annum will be assessed on the daily ledger balance. There is a limit of 5 maximum fees per day on return items & 5 maximum fees per day on overdraft items. Our standard overdraft practice pays overdrafts in regards to checks, drafts, automatic bill-pay, and other electronic transactions made using your account number. ATM overdrafts or one-time debit card transactions are not included unless you have opted-in to this additional service. The overdraft balance should be brought current within 30 days.



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