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Rates

We are pleased to offer a variety of time deposits to fit your needs. Interest rates and annual percentage yields are effective as of 08/17/12. Please contact us at 903-342-5275 for the most current rates*, or for jumbo CD rates. *(A penalty may be assessed for early withdrawal. Fees may reduce earnings.)

TERM APY RATE MINIMUM
CD RATES

 

 

 

1 MO

0.15

0.15

2,500

3 MO

0.25

0.25

2,500

6 MO

0.40

0.40

2,500

12 MO

0.60

0.60

1,000

18 MO (with 1 Bump) 0.75

0.75

25,000

24 MO

0.85

                   0.85

1,000

30 MO (with 2 Bumps) 0.90 0.90 25,000

36 MO

1.00

1.00

1,000

48 MO

1.35

1.34

1,000

60 MO

1.40

1.39

1,000

 

 

 

 

IRA RATES

 

 

 

12 MO FIX

0.60

0.60

100

12 MO VAR

0.60

0.60

100

24 MO FIX 0.85 0.85 100
36 MO FIX 1.00 1.00 100
48 MO FIX 1.35 1.34 100
60 MO FIX 1.40 1.39 100

 

ROTH IRA RATES

 

 

 

12 MO FIX 0.60 0.60 100

60 MO FIX

1.40

1.39

100

60 MO VAR

1.40

1.39

100

 

 

 

 

CHECKING/SAVINGS RATES

MONEY MARKET

0.10

0.10

0 - 2,499.99

 

0.10

0.10

2,500 - 24,999.99

 

0.15

0.15

25,000 - 74,999.99

 

0.20

0.20

 75,000 - 149,999.99

 

0.50

0.50

150,000 & above

       

NOW CHECKING

0.10

0.10

1,000

REWARDS CHECKING      
LOW RATE 0.10 0.10 1,000+
*HIGH RATE 2.25 2.23 1,000-10,000

REGULAR SAVINGS

0.10

0.10

100

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