MOBILE BANKING
It's here...fnbonthego.com! Set up is easy as 1-2-3! Initially you will just log in to your online banking access, select the "User Services" tab at the top, click on "Mobile Enrollment", & follow the simple steps for enrollment. Banking has never been easier for those on the go!

CHRISTMAS CLUB SAVINGS
The festive holidays may be over, but now is the perfect time to open a Christmas savings account! The results of weekly, bi-weekly, or monthly automatic deposits will have you smiling when the holiday checks are mailed November 1. Don't wait another day! Please call 903-342-5275 or 1-800-256-6639 for more details. We will be happy to assist you.

FIRST PLUS CHECKING
Our premium club account already had great benefits, but now is even more valuable! We realize that checkbook "boo-boos"  happen from time-to-time, and have lowered the overdraft & return item fees on this prime account to $19.99. Wow! This new benefit is in addition to all of the other great features this account has to offer. See a New Account representative for details, or call 903-342-5275.

COMING SOON...
REWARDS checking with higher interest yields is on the way!
Stay tuned for details.

VISA GIFT CARDS
Looking for the perfect gift? We now offer instant-issue Visa gift cards! Our gift cards are reloadable and can be personalized to fit your needs. The prepaid gift cards are ideal for shopping online, paying bills, or for in-store purchases; Great for student trips and the convenient cards can be used wherever Visa is accepted! 

VISA PAYROLL CARDS
FNB is proud to offer Visa payroll cards. Please give us a call at 903-342-5275 for more information.

BUYING U.S. SAVINGS BONDS?
After December 31, 2011, savings bonds will no longer be sold through financial institutions or by mail order. Sign up for a TreasuryDirect account at http://www.treasurydirect.gov and you can purchase and manage electronic savings bonds safely online, any hour of the day.

FDIC INSURANCE COVERAGE The FDIC insurance has been permanently raised to $250,000 per depositor, per ownership category. Please click here,https://www.fdic.gov/EDIE/calculator.html, to estimate your coverage under the FDIC guidelines.