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| SECURITY IN UNCERTAIN TIMES |
| Wall Street and the financial community continue in a downward spiral in the first quarter of 2009. We have had banks all over the country fall, spreading fear among depositors nationwide. With strong capital ratios and sound investing, we go above and beyond to protect our customers. AT FIRST NATIONAL BANK OF WINNSBORO, YOUR MONEY IS SAFE. YES, WE ARE FDIC INSURED. |
| BANK 24/7 |
| Bank 24/7 with Online Banking or First Call 903-342-3777. |
| NEW HOURS – SOUTH TOWN MOTOR BANK |
| South Town Motor Bank is open at 100 E. Coke Rd. and has extended hours for your convenience. Drive-in hours are 7:30 a.m. – 5:30 p.m. Monday – Friday and 8:00 a.m. – 12:00 noon Saturday. Lobby hours are 9:00 a.m. – 5:30 p.m. Monday – Friday. |
| FDIC INSURED |
| First National Bank of Winnsboro has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of First National Bank of Winnsboro with noninterest-bearing transaction accounts will continue to be insured through December 31, 2009, for up to $250,000 under the FDIC’s general deposit insurance rules. |
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