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CHRISTMAS CLUB SAVINGS
Now is the perfect time to open a Christmas Club account!
Set up automatic deposit transfers from your checking account and watch it grow throughout the year. The funds will be disbursed to you by November 1st to use however you desire, whether it be for gift-buying, paying property taxes, vacation planning, etc.
Stop by today!

TAX REFUND
Expecting a tax refund?
Get your monies quicker by requesting direct deposit to your checking or savings account.

MOBILE BANKING
FNB on the go....anytime, anywhere.
It's new! It's free! Download our "user-friendly" mobile app to check balances, transfer funds, pay bills, and a whole lot more. Get started today! Log-in (or enroll for first-time users) to online banking, select the "User Services" tab, and just click on the "Mobile Enrollment" link to complete the task. It's never been easier to bank on the go!

GO GREEN WITH ESTATEMENTS
                                   What are you waiting for?
                                       
→Safe and secure
                                        →Quicker than regular mail
                                        →Reduces paper clutter         

                                       It's easy as 1, 2, 3!

                           1. Login or enroll to online banking.
                           2. Select the "User Services" tab.
                           3. Select "Account" and "E-Statements Only".

STUDENT CHECKING ACCOUNTS
Students, we have the perfect checking account just for you! Our convenient services, such as direct deposit, online banking, mobile banking, ATM/Debit cards, and First Call, allow you to carry your "Hometown Bank" with you wherever you may go. Stop by today to see what we have to offer.

FIRST PLUS CHECKING
Our premium club account is now even more valuable!
We realize that checkbook "accidents"  happen from time-to-time, and have lowered the overdraft item fee* (max. of 5 per day) & return item fee (max. of 5 per day) on this prime account. Wow! This new benefit is in addition to all of the other great features this account has to offer. Please click here for more details: http://www.memberbenefitpackage.com or see a new accounts representative today!
*overdraft services available with approval 

FDIC INSURANCE COVERAGE
The FDIC insurance has been permanently raised to $250,000 per depositor, per ownership category.
Please click here,https://www.fdic.gov/EDIE/calculator.html, to estimate your coverage under the FDIC guidelines.


 GIFT CARDS
The perfect gift for birthdays, weddings, or any special occasion! Our custom gift cards are available at both the Winnsboro main office and the Winona-Owentown branch.


LOST OR STOLEN
DEBIT CARD


Please call:
903-342-5275
903-342-3777
800-256-6639
  Reorder Checks Here